|
Founded August 1933
"Not for profit, Not for
charity, But for service"
| Rates
The
Credit Union offers quick loan approval!
Shares
Effective: April 1, 2008
|
Account
Type
|
Dividend
Rate
|
APY
|
Balance
to Obtain Rate/APY
|
| Shares
Tiered Rates
|
.50% |
.50% |
$25.00-$199.99 |
|
.50% |
.50% |
$200.00-$499.99 |
|
.50% |
.50% |
$500.00-$999.99 |
|
1.00%
|
1.00%
|
$1,000-$9,999,999.99 |
|
Share
Drafts
|
0.00% |
0.00% |
$0.01-$9,999,999.99 |
Club
Accounts
|
1.00% |
1.00% |
$0.01-$9,999,999.99 |
|
Term Certificates |
Sample Rates
Below are Effective April 1, 2008 |
|
6
Month |
2.23% |
2.25% |
min
deposit $500.00 |
| 12
Month |
2.47% |
2.50% |
min
deposit $500.00 |
|
18
Month |
2.72% |
2.75% |
min
deposit $500.00 |
|
24
Month |
2.96% |
3.00% |
min
deposit $500.00 |
|
48
Month |
3.45% |
3.50% |
min deposit
$500.00 |
(APY)
is the annual percentage yield. All dividend rates are
subject
to change without notice. Penalties may apply for early withdrawals from
certificates. Fees, where applicable, may reduce earnings.
Loan Rates
Effective:
April 1, 2008
|
Loan
Type
|
Annual
Percentage Rate
|
|
Personal |
as
low as 7.0% |
|
New
Automobile |
as
low as 4.0% |
| Used
Automobile |
as
low as 4.5% |
| Recreational
Vehicle/Boat |
as
low as 8.0% |
| Motor
Homes |
as
low as 8.0% |
| Home
Improvement |
as
low as 8.0% |
| Home
Equity |
1.5%
over Prime |
| 1ST
Mortgage |
|
| Share
Secured |
2.5%
above the dividend rate |
| Debt
Consolidation |
as
low as 12.5% |
| Vacation |
as
low as 8.0% |
| Loans
rates are 0.5% higher without direct deposit or payroll
deduction. *All loan rates are
stated as Annual Percentage Rates and are subject to change
without notice. |
Fees
|
Fee
Type
|
Fee
|
|
Stop
Payment Orders |
$25.00 |
|
Returned
Checks |
$25.00 |
|
Copy of
Original Check |
$5.00 |
|
Overdraft
Protection Transfer |
$5.00 |
|
Insufficient Funds |
$25.00 |
|
Insufficient Loan Transfer |
$25.00 |
|
Dishonored
Check Fee |
$4.77 |
|
Wire
Transfer |
$10.00 |
|
Debit Card
Replacement |
$20.00 |
|
Non Sum
Network ATM |
varies |
|
Interim
Statement |
$5.00 |
|
Copies of
Documents (per page) |
.10
cents |
|
Check
Printing |
varies |
|
Incorrect
Acct # on Check |
$10.00 |
|
Inactive
Account Closing |
$25.00 |
|
Abandoned
Property Processing |
$25.00 |
|
The above
fees may be assessed against your account |
|
|
Phone
(978) 372-8833
24HR Teller
(978) 521-9400
Fax
(978) 372-7782
Business Address
75 Kenoza Avenue
Haverhill, MA
01830-4132 Business
Hours Mon,
Tues, Wed and Friday 9:00AM
- 2:00PM Thursday
9:00AM
- 6:00PM
Contact us
|
|
To
report your mastercard debit card stolen call 1-800-554-8969 |
|
